I am 65 or older. Can I claim the new ,000 extra deduction for seniors in 2025?

Yes. The One Big Beautiful Bill Act (OBBBA), signed July 4, 2025, added a brand-new $6,000 deduction per person for taxpayers age 65 and older, effective for tax years 2025 through 2028.

This is on top of the existing extra standard deduction that seniors already receive. Here is how it stacks up for 2025:

Single filer, age 65+:

• Base standard deduction: $15,000
• Existing extra for age 65+: $2,000
• New OBBBA senior deduction: $6,000
• Total: up to $23,000 in deductions before itemizing

Married filing jointly, both age 65+:

• Base standard deduction: $30,000
• Existing extra for each spouse: $1,600 x2 = $3,200
• New OBBBA senior deduction: $6,000 x2 = $12,000
• Total: up to $45,200 in combined deductions

Income phase-out: The new $6,000 deduction phases out for higher earners. The phase-out begins at $75,000 MAGI for single filers and $150,000 for married filing jointly. The deduction reduces by $1 for every $2 of income above those thresholds, eventually reaching zero.

Can you claim it AND itemize? No. The $6,000 senior deduction supplements the standard deduction but cannot be stacked on top of itemized deductions. If you itemize, you cannot claim the new $6,000 OBBBA senior deduction.

Who qualifies: You must be age 65 or older by December 31, 2025. The deduction is available regardless of whether your income is from Social Security, pensions, part-time work, or investments, as long as your MAGI is within the phase-out threshold.