How much do you have to make to file taxes in 2025?

Whether you are required to file a federal tax return depends on your filing status, age, and gross income. For the 2024 tax year (filed in 2025), the minimum income thresholds are based on the standard deduction amounts.

2024 filing thresholds (gross income):

• Single, under 65: $14,600
• Single, 65 or older: $16,550
• Married filing jointly, both under 65: $29,200
• Married filing jointly, one spouse 65+: $30,750
• Married filing jointly, both 65+: $32,300
• Head of household, under 65: $21,900
• Head of household, 65+: $23,850
• Married filing separately: $5 (any income)

You must file regardless of income if:

• You had self-employment net income of $400 or more (you owe self-employment tax)
• You received Health Insurance Marketplace subsidies (Form 1095-A)
• You owe special taxes like the alternative minimum tax or additional tax on a qualified plan

Even if not required, you should file if:

• Federal income tax was withheld from your pay (to get your refund)
• You qualify for refundable credits like the EITC (up to $7,830 for 2024) or the Additional Child Tax Credit
• You made estimated tax payments

Filing when not required is the most common way people leave money on the table. The IRS will not send you a refund unless you file a return to claim it.