Can I file my taxes for free in 2025?

Yes, there are several legitimate ways to file your federal (and sometimes state) taxes completely free.

IRS Free File: If your Adjusted Gross Income (AGI) is $84,000 or less, you can use IRS Free File partner software (like TaxAct or TaxSlayer) at no cost. Visit irs.gov/freefile to access these programs. If your AGI is above $84,000, you can use IRS Free File Fillable Forms, which are electronic versions of IRS paper forms with basic calculation support.

IRS Direct File: The IRS expanded its Direct File program in 2025 to cover more states. This free government-run tool lets eligible taxpayers file directly with the IRS. It supports W-2 income, Social Security, unemployment, interest income, and common credits like the EITC and Child Tax Credit. Check directfile.irs.gov for availability in your state.

Volunteer Income Tax Assistance (VITA): If you earn $67,000 or less, are disabled, or have limited English proficiency, VITA sites offer free in-person tax preparation by IRS-certified volunteers. Find a site at irs.gov/vita or call 1-800-906-9887. Tax Counseling for the Elderly (TCE) provides free help for taxpayers age 60 and older.

Cash App Taxes and Credit Karma Tax: These services offer free federal and state filing with no income limits, though they may not support all form types. Always verify that your specific tax situation is supported before starting.